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Practice Areas

Fair Debt Collection Practices Act (FDCPA)

Legal TextsIn addition to representing clients in a general practice, Mr. Foster represents consumers in asserting their rights against debt collectors who have violated the Fair Debt Collection Practices Act. Debt collectors who violate this federal law may be liable for the consumer’s attorney’s fees, actual damages, and a statutory penalty of up to $1,000.00.

Debt collectors can be liable for threatening to take action that they cannot legally take, or that they do not in fact intend to take. Debt collectors can be liable for using false representations to collect a debt. Abusive language, calls to parties other than the debtor, and calls at inconvenient times or places can also be violations.

So far, Mr. Foster has sued the following debt collectors: Stokes & Clinton, P.C., GC Services Limited Partnership, Van Ru Credit Corporation, and Wilson & Associates, P.L.L.C. Settlements have been reached with other debt collectors without initiating suit.

In many cases, Mr. Foster handles FDCPA cases on a contingency fee basis, which means you as the client do not have to pay an attorney fee unless Mr. Foster wins money for you.

Employment Law

Mr. Foster represents employees against employers who have violated state and/or federal law, including Title VII of the Civil Rights Act of 1964 (prohibiting discrimination based on race, sex, religion or national origin), the Family and Medical Leave Act, the Age Discrimination in Employment Act, the Americans with Disabilities Act, the Tennessee Human Rights Act and state and federal laws prohibiting retaliatory discharge (also called "whistleblower" laws).

Being terminated or passed over for promotion for an unlawful reason is a serious matter. Mr. Foster sometimes handles employment law matters on a contingency fee basis, and does not charge for an initial consultation regarding an employment matter.